tag:blogger.com,1999:blog-6482087969985747940.post6501620520962349211..comments2023-07-05T21:01:31.915-07:00Comments on The Snarky Writer: Dealing with Insurance for my Laparoscopic Bilateral SalpingectomyLindsay Mariehttp://www.blogger.com/profile/00249931435021464536noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-6482087969985747940.post-31366227043508222472016-11-26T13:54:22.750-08:002016-11-26T13:54:22.750-08:00Hi Mommy Nancy! I felt like "insurance" ...Hi Mommy Nancy! I felt like "insurance" should be a foreign language when I was going through all the mess trying to figure it all out. It doesn't really make sense, that the more effective procedure (meaning fewer women will need follow up care, which is also expensive), which is also the one that prevents cancers isn't always the one that's covered. Seems like it would be, but I don't make the rules. Lucky you having a leg up though! Knowing the right questions to ask is probably half the battle. But honestly, I would have done this anyway, since it was the procedure I wanted and I did not want anything left inside me, which is the case with a tubal. <br /><br />Fortunately my work pays for our deductible as part of our plan and the fee was under the limit, so I didn't have to pay out of pocket. <br /><br />Thanks for checking back in and for the offer of help. :) Hope all is well with you and your family!Lindsay Mariehttps://www.blogger.com/profile/00249931435021464536noreply@blogger.comtag:blogger.com,1999:blog-6482087969985747940.post-44859288197955344882016-11-08T05:48:30.612-08:002016-11-08T05:48:30.612-08:00I'm sorry you had to go through all that crazi...I'm sorry you had to go through all that craziness. And I'm sorry that I didn't know you prior to help you out. I used to be in the insurance industry before I had my kids (left in 2008 before I had my son). <br /><br />I had these issues as well with my insurance prior to my surgery. I was told that Cigna (my carrier) would pay 100% for the tubal ligation, but a salpingectomy, I would need to prove "medical necessity" in order to have that covered, otherwise it would be out of my pocket. I actually went for the breast cancer gene testing because my sis had breast cancer last year in 2015 (yeah, I had just way too much medical stuff going on in 2016!!). But in any case, I was BRCA negative, YAY :) so it wouldn't be medically necessary for the salpingectomy (if positive, that would've given me the necessity). <br /><br />Anyway, I hope that the bills aren't too crazy for you. Usually you can ask for monthly payments and even if they're getting 20 a month or something, they'll be cool with it. I'm doing that currently for having carpal tunnel surgery 2 months ago. <br /><br />Hope all is well :)Mommy Nancyhttps://www.blogger.com/profile/04196784522511420179noreply@blogger.com